Opportunity Zone Calculator
Calculate tax benefits from investing capital gains in a Qualified Opportunity Zone Fund.
Investment Details
Tax Rates
OZ Tax Benefits
- 1. Defer capital gains tax until 2026 or sale
- 2. Basis step-up: 10% (5 yrs), 15% (7 yrs) - deadline passed for new investments
- 3. Zero tax on appreciation if held 10+ years
Total Tax Savings
$1,66,885.2
Effective tax rate: 13.3%
Deferred Gain Analysis
Original Capital Gain$5,00,000
Basis Step-Up (0%)$0
Taxable Deferred Gain$5,00,000
Deferred Tax Due (2026)$1,44,000
Appreciation Analysis
Future Value$10,79,462.499
Appreciation Gain$5,79,462.499
Tax on Appreciation$0 (Excluded!)
Comparison
Tax Without OZ$3,10,885.2
Tax With OZ$1,44,000
After-Tax Proceeds (OZ)$9,35,462.499
After-Tax Proceeds (No OZ)$5,47,227.037
Net Benefit of OZ$3,88,235.462
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