Home Equity Calculator

Calculate your current home equity, track appreciation, and see how much equity you can access.

Property Details

Original Purchase Info

Your Home Equity

$1,80,000
45.0% equity | 55.0% LTV

Equity Breakdown

Home Value$4,00,000
Loan Balance-$2,20,000
Current Equity$1,80,000

How You Built Equity

Down Payment$60,000
Principal Paid Down$20,000
Appreciation+$1,00,000 (33.3%)

Equity Access Options

$1,00,000
HELOC Potential
at 80% LTV
$1,00,000
Cash-Out Refi
at 80% LTV

Investment Returns

Total Invested$1,05,000
Total ROI71.4%
Annual ROI14.3%

If You Sold Today

Est. Selling Costs (6%)-$24,000
Net Proceeds$1,56,000
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