Home Equity Calculator

Calculate your home equity and HELOC borrowing capacity

Home Value ($)

Mortgage Balance ($)

Max Combined LTV (%)

Desired HELOC Amount ($)

HELOC Interest Rate (%)

HELOC Term (years)

Current Home Equity

$1,70,000

37.8% of home value

Current LTV

62.2%

Available to Borrow (at 80% CLTV)

$80,000

New CLTV with HELOC

73.3%

Remaining Equity After HELOC

$1,20,000

Interest Only Payment:$354/mo

P&I Payment:$620/mo

Total Interest (P&I):$24,391

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