Tax Loss Harvesting Calculator

Calculate tax savings from harvesting investment losses to offset capital gains and ordinary income.

⚠️

Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

Investment Details

$
$

Tax Situation

$
$
%
%

Total Tax Savings

$400

Small loss - Consider transaction costs

Harvestable Loss
$2,000
Effective Reduction
20.0%

Loss Utilization

Total Loss$2,000
Offset vs Capital Gains$2,000
Offset vs Ordinary Income$0

Tax Savings Breakdown

From Capital Gains Offset

at 20.0% rate

$400
From Ordinary Income Offset

at 29.0% rate (max $3K)

$0
Total Tax Savings$400

Wash Sale Rule: Wait 30 days before repurchasing the same or substantially identical security to avoid disallowing the loss.

πŸ’‘

Help us improve!

How would you rate the Tax Loss Harvesting Calculator?