Quick Ratio Calculator

Calculate the quick ratio (acid-test ratio) to measure immediate liquidity without relying on inventory.

⚠️

Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

Quick Assets (Liquid)

$50,000
$0$10,00,000
$25,000
$0$5,00,000
$75,000
$0$10,00,000

Other Current Assets

$100,000
$0$10,00,000
$10,000
$0$1,00,000

Liabilities

$125,000
$1,000$10,00,000

Quick Ratio (Acid-Test)

1.20

Strong short-term liquidity

Current Ratio
2.08

Includes inventory

Cash Ratio
0.60

Most conservative

Quick Assets
$150,000
Current Liabilities
$125,000

Ratio Comparison

Cash Ratio0.60
Quick Ratio1.20
Current Ratio2.08

Inventory impact: 0.88 difference between current and quick ratio

Quick Ratio Benchmarks

Below 0.5Critical
0.5 - 1.0Concerning
1.0 - 1.5Healthy
Above 2.0Very Strong

Quick Ratio Formula

Quick Ratio = (Cash + Marketable Securities + Accounts Receivable) / Current Liabilities

Why Exclude Inventory?

Inventory may not be quickly convertible to cash, especially during financial stress. The quick ratio measures immediate liquidity.

Quick vs Current Ratio

A large gap between ratios suggests heavy inventory dependence. This may be normal for retail/manufacturing but concerning for service companies.

πŸ’‘

Help us improve!

How would you rate the Quick Ratio Calculator?