Overnight Rate Calculator

Calculate interest on overnight lending using SOFR, Fed Funds, or other benchmark overnight rates.

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Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

Overnight Lending Details

$
%
%
days

Overnight rates are benchmark interest rates for very short-term interbank lending. SOFR has largely replaced LIBOR as the primary USD benchmark.

Interest for 1 Day(s)

$1,480.56

on $10.00M principal

Effective Rate
5.33%
Effective Annual
5.47%

Interest Projections

Daily Interest$1,480.56
Weekly Interest$10,363.89
Bi-Weekly Interest$20,727.78
Monthly Interest$44,416.67
Annual Interest$533,000.00

Per $1M Analysis

Interest per $1,000,000 for 1 day(s):

$148.06

Rate Information

  • - SOFR: Based on Treasury repo transactions
  • - Fed Funds: Rate banks charge each other
  • - Rates are quoted on 360-day basis
  • - Used as benchmarks for floating-rate loans
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