NPV Calculator

Calculate the Net Present Value to evaluate investment projects.

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Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

Investment Details

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Enter cash flows for each year separated by commas

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Net Present Value

$29,079

Positive NPV - Accept Project

Total Cash Flows
$175,000
Total Present Value
$129,079
Profitability Index
1.29
Simple ROI
75.0%

Present Value Breakdown

YearCash FlowPV
Year 1$25,000$22,727
Year 2$30,000$24,793
Year 3$35,000$26,296
Year 4$40,000$27,321
Year 5$45,000$27,941

Sensitivity Analysis

5% discount rate$49,422
8% discount rate$36,680
10% discount rate$29,079
12% discount rate$22,104
15% discount rate$12,680
20% discount rate-$704
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