Medicare Calculator

Estimate your Medicare premiums, IRMAA surcharges, and total healthcare costs.

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Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

Your Information

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Estimated Annual Medicare Costs

$7,634

$430/month in premiums

Part B Premium
$175
Part D Premium
$56
Medigap Premium
$200
Out-of-Pocket
$600

Cost Breakdown

Annual Premiums$5,162
Annual Deductibles$1,872
Est. Out-of-Pocket$600
Total Annual Cost$7,634
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