Geometric Return Calculator

Calculate the geometric mean (compound average) return for multi-period investments.

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Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

Period Returns

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Formula: [(1+R1)(1+R2)...(1+Rn)]^(1/n) - 1

Geometric Mean Return

+6.27%

Per period average (compound)

Arithmetic Mean
+6.40%
Total Return
+35.52%

Statistical Analysis

Volatility (Std Dev)5.24%
Volatility Drag0.13%
Best Period+12.00%
Worst Period-3.00%

Geometric vs Arithmetic

The geometric mean is always less than or equal to the arithmetic mean. The difference (0.13%) represents the volatility drag - the cost of volatility on compound returns.

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