Dollar Cost Averaging Calculator

Compare dollar cost averaging to lump sum investing.

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Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

DCA Strategy

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Price Assumptions

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Comparison

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DCA Portfolio Value

$14,614.30

21.79% return

Total Invested
$12,000.00
Total Shares
97.4287
Average Cost
$123.17
DCA Profit
$2,614.30
Avg Market Price
$125.00
Cost Savings/Share
$1.83

Lump Sum Comparison

Lump Sum Value$18,000.00
Lump Sum Profit$6,000.00
Lump Sum Return50.00%
DCA Advantage-28.21%
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