Grad PLUS Loan Calculator
Calculate your Graduate PLUS loan payments and explore repayment options.
Program & Loan Details
Max Annual: $40,000
Standard Monthly Payment
$486
10-year standard repayment | Debt-to-Income: 53%
Loan Summary
Loan Amount$40,000
Origination Fee (4.228%)-$1,691
Amount Disbursed$38,309
In-School Interest Accrued$6,440
Repayment Plan Options
Standard (10-Year)$486/mo
Total Interest: $18,364
Extended (25-Year)$310/mo
Total Interest: $53,016
ICR (Income-Contingent)$434/mo
25-year forgiveness, payments vary with income
PAYE (If Eligible)$443/mo
20-year forgiveness, 10% of discretionary income
PSLF Eligible
Grad PLUS loans qualify for Public Service Loan Forgiveness after 120 qualifying payments while working for an eligible employer.
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